Scouring Pad

Business Buy Now Pay Later

We're excited to introduce iwocaPay for businesses, giving you the flexibility to manage how and when you pay. With iwocaPay, you have two convenient options:

• Pay in 3 equal monthly installments, completely interest-free.
• Newly launched: Pay in 12 equal monthly installments at a competitive interest rate of 3.33% per month representative.

The choice is yours!

Want to Know if You're Eligible?

Check the link below to find out your trade spend limit before making your purchase.

Benefits of iwocaPay:

• Available on orders between £150 and £30,000, including VAT.
• Quick sign-up process.
• Decision made in seconds.
• 3-month option available with no interest.
• 12-month option at 3.33% per month representative.
• No upfront costs.
• First payment is due 30 days after approval.
• Easily sign in to iwoca for future orders using your remaining credit.
• Soft credit checks only, so your credit score won't be affected.

How to Pay Later with iwocaPay:

1. Fill your basket as usual and proceed to checkout.
2. After selecting your address, delivery options, and reviewing your order, you will be redirected to the iwocaPay site.
3. Complete a quick sign-up in just five minutes (this is a one-time process) and finalize your payment by selecting iwoca Payment.
4. If approved, your first payment will be due in 30 days, followed by two or eleven equal installments. Monthly payments are automatically deducted, and you can pay off your balance early without any hidden fees.

If you have any questions, feel free to reach out to the iwocaPay team directly at 0203 778 0549 or email [email protected].

Please Note: This payment option is only available for product prices as stated on our website.

Once you're set up with iwoca, you can log in at any time to review your remaining credit limit, which is available for future orders even before your current payments are completed.